Submitted by paintingredroses t3_z91eaq in personalfinance
Liquidretro t1_iyewdo1 wrote
I use YNAB, and have savings accounts for home maintenance. I contribute to it each month, and then when I have an expense in the home maintenance category, I categorize it as outgoing from that category. Another way to think about it might be a sub account in a way that rolls up further into your budget.
paintingredroses OP t1_iyf0c0x wrote
Thanks for the response!
I’ve tried YNAB, and it didn’t really work for me. There are a few things that I like to look at on a monthly basis that YNAB doesn’t do. Spreadsheets work best for me at this point.
Liquidretro t1_iyf34ka wrote
You can export YNAB data but I get it no everyone one wants to pay too. They are both zero based budgeting though.
Either way you replicate a similar process. I think Wereworlddad found the root of your issue and what was throwing you off and that should fix it.
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