Interested_Redditor t1_iybrjdc wrote
You should consider charging up to 50% and then letting that balance be billed, then pay that off. That shows good credit usage.
If you need more credit than that 50% then ask for more credit.
Paying it off weekly does absolutely nothing for you.
Ndi_Omuntu t1_iydx30u wrote
Do not pay interest on a credit card if at all possible. It does not help your credit score.
I'm not sure if that's what you meant by "letting the balance be billed" but if it is, it's bad advice.
Interested_Redditor t1_iyetvdf wrote
No, paying interest is not the point. Paying the balance due after it's been billed is the advice.
Ndi_Omuntu t1_iyev7rk wrote
I just don't think I've ever heard someone use the word "billed" in this context.
I interpreted what you said as "wait until they charge you for it, then pay" which I interpreted the charge as the interest.
I think it's also because nobody would ever pay a balance before its billed (like, pay in advance on the credit card I guess?) so it makes it hard to interpret your advice I guess.
Just a misunderstanding.
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