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ederamon OP t1_iyatvss wrote

Agreed. I guess it'll come down to the exact rate I can get then. I mean honestly idt 4% is even worth it

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sonnyfab t1_iyaumj4 wrote

4% is typically the dividing line recommended on this sub. Pay off debt above 4% aggressively. Keep debt below 4%. Obviously there's got to be some gray area where the "personal" part of personal finance comes into play.

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