FineMoss OP t1_iy3qkhz wrote
Reply to comment by grokfinance in Can I use IRA conversion (from traditional to Roth) to fill gap in income for mortgage lenders? by FineMoss
I thought lenders looked at both paystubs and tax returns? I am trying to get 2022 tax return to match my current salary.
sol_in_vic_tus t1_iy3ry4c wrote
In general, attempts to game your income for qualifying purposes will not help you and may hinder you.
caringexecutive t1_iy3rtro wrote
They do, but what you're describing is not income. It will not make up for the gap but depending on what your other paystubs show it may not be a big deal at all.
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