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zeppo_shemp t1_iy4zhdu wrote

were the debts from overspending/disorganization? or was there something like medical bills that were out of your control?

you might want to check out Dave Ramsey's plan for basic budget boot camp and guidance.

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SwpDevil OP t1_iy4zr2w wrote

It’s was during Covid when I was out of job for 1 years and moving expenses for another job that I got after a year.

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