Healthy-Jackfruit-44 OP t1_iy92e2a wrote on November 29, 2022 at 5:44 PM

Reply to comment by NoFilterNoLimits in Recommendations for Credit card (issuer) as good as USAA? by Healthy-Jackfruit-44

Have a hectic life so like to keep things simple. I've never signed up for a reward card as I usually don't have the bandwidth to coordinate my finances (beyond bill payments) to ensure I not only accrue but also use rewards before they expire. Don't reward/cash back cards have higher interest rates? If I forget to pay off a bill I don't want to be paying a ridiculous interest rate. Will keep an open mind and research AMEX. Any particular type of AMEX card to look into? Thx!

NoFilterNoLimits t1_iy94pax wrote on November 29, 2022 at 5:59 PM

I have no idea if the rates are higher, mine are all set to autopay the statement balance.

One of the simple cash back cards like Citi or Fidelity may meet some of your needs. I pay an annual fee for my AmEx because it’s worth it to us for the perks