Submitted by Healthy-Jackfruit-44 t3_z8085z in personalfinance
Cruian t1_iy91l0a wrote
>good customer service
Discover and AmEx are most will known for this, but they may not be the best backup cards.
>no aggressive marketing email/telephone calls/mail
Avoid subprime lenders. I wouldn't call anything from my 6+ non-subprime cards overly aggressive.
>Ideally, looking for a card/issuer with a long billing cycle
All are required to give at least 21 days by law.
>if the issuer extends warranties for larger ticket items (e.g. computers/electronic devices) that would be awesome
This is becoming a rare benefit, especially on no annual fee cards.
You would be best off filling out the /r/creditcards template: https://www.reddit.com/r/CreditCards/wiki/cardtemplate
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