freecain t1_iy4gh4v wrote
Seems like you could afford it since you can scale back your retirement if you find it pinching the budget too much.
However, I'd suggest going with the roommate situation if you're in your twenties and moving to a new city. This will let you live in a nicer area and split a lot of costs (internet, heating, cleaning supplies) that don't become twice as much when you get a roommate. If you don't get along great with your roommate, take a part time job, or start taking classes etc. Worst case scenario you feel out the city and can weigh the cost vs location etc while saving up more money. Best case scenario, the roommate situation works out and you renew your lease.
CapitalMission8486 OP t1_iy4hb15 wrote
Thanks! Yeah life seems like it would be a bit more cozy financially with a roommate. How does finding one work tho? My college apartment had 4 separate leases, which was amazing. So if one roommate left, you didn't have to worry about finding another.
Do you just meet someone who wants to sign the same lease at a place you like? Or sign the lease for a 2 bedroom and then look for a roommate?
freecain t1_iy4m34l wrote
You really have to look at your finances and the location and time of year:
I would start with your friend group to see if anyone in the area is looking for a place. I think it's ideal to co-sign and start the lease together. Equal footing etc. From there, it's just like normal apartment hunting, but the other person has to agree.
Second choice is finding someone who already has an established place and a free room. Either you jump on the lease at the renewal or your sign a subletting agreement. Friend of friends is better, but craigslist, or local college boards can help. If you have any hobbies, also check in with any groups/clubs/message boards in the denver area.
Your last option is to go in an get a place on your own, and then find a roommate to sublet to. Make sure the landlord is okay with it. Upside is you can establish the apartment how you want it, and your potential roommate can see how you live. Downside is you'll be eating the cost for at least a month or two most likely.
If you go the craigslist route (or any sort of message board): Some things I've learned. Write like a goddmann human being. So many postings get jotted off with spelling errors and no information. Don't write a book, but give information you would want to know when looking. When you get responses, don't bother responding to one-liners "I'm interested" etc. Only engage with responses from people who sound like humans. And remember, if it's too good to be true, it's a scam. If you think "is this a scam" - it's a scam.
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