I am way younger than you but I will give some opinion because I am also an ADHD person. First, I think you should cut off on the Youtube premium and some of the subscription (xbox, spotify) as these things are supposed to be used when you have good cash flow (most of their features can be access using another website, third party or unnessary at all). Using a Financial tracking app. I recommend Spende because it is UX friendly. It should you how much cash is flowing in and flowing out (you would have to add things expenses and income manually if you want thr data to be accurate). Cannot press this enough. Expenses you think are small could actually quite big toll on yourself that you don’t notice and these app will help you with that. I am always surprised by the total cost of the neglectable things when they added up at the end of the month or quarter. Cut down those expenses. And for ADHD, if your behavior is too impulsive like me then concentrate on relax and having fun (of course using free shit on the internet, music, dancing, free movies, comedy ytb channel etc) instead of being stress out by life. It makes our behaviors, ADHD especially, become extremely more impulsive so take care. Hope this help you a bit. 🥲