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StarlordsTrees OP t1_iy3ejqq wrote

Reply to comment by the_whole_arsenal in £20k in debt and it's become too much to handle and is killing me. What can I do? (breakdown below) by StarlordsTrees

I think cutting down on every non-essential is the way to go to start with. Thank you. I will also start to sell anything I may not need. I need my car for work due to working from early morning, but It is not an expensive car to run thank goodness.

I will also target the biggest loan. As £150 is taken from the £215 I pay each month in interest, otherwise it would probably have been paid off by now. Thank you for some great tips

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NOPNOFNOG12 t1_iy3gut4 wrote

My 2 cents - keep the Xbox sub if you really love it. 11/month for entertainment when you need to slash all other spending is a good price to not go crazy.

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StarlordsTrees OP t1_iy3h8og wrote

Its actually for my partner, she loves the sims but im sure she could play offline

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bros402 t1_iy3p8oj wrote

If it's through Gamepass, she won't be able to play it after Gamepass is gone

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taraobil t1_iy3gg56 wrote

Maybe selling your car and buying a cheaper one and use the difference to pay debt. No idea what car you have but if it’s something decent and you buy a second hand one it could make sense. Desperate measures

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StarlordsTrees OP t1_iy3h759 wrote

Much appreciate the advice but my car is from 2008, cant get much cheaper 😂

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