You tell them the truth. And they will probably expect you to use that savings for your tuition. And the student who didn’t get to save any money during the pandemic (for whatever reason) will have to take out more loans. And then you get a job after graduation and save money for a down payment.
Yeah as someone who got absolutely fucked and had to move hours away to keep food in my stomach and still go to class this seems really priveleged. Like, 20k is enough for almost two years of school. And buying a house right after graduation isn't usually a good idea anywyas.
Don’t commit fraud and potentially tee yourself up for huge fines? Just give the actual information.
Legally it’s a felony. You can go to prison if caught. I don’t think that happens, and I don’t know the odds of getting caught, but any chances seem too high for me. Also it’s scummy behavior.
If you're asking people for advice on how to manipulate and move your money in order to avoid reporting it to the feds for your aid, then you're asking people for advice on committing fraud. This sub really can't help with that. The advice you'll get here is to truthfully report the balances of your accounts.
mightasedthat t1_iycwlpi wrote
You tell them the truth. And they will probably expect you to use that savings for your tuition. And the student who didn’t get to save any money during the pandemic (for whatever reason) will have to take out more loans. And then you get a job after graduation and save money for a down payment.