Best way to break out of spending habits is to make timelines for achieving certain financial goals (for example, I want to have a $10,000 emergency fund saved in 18 months).

Then automate your short term savings, long term savings (retirement accounts) and your monthly bills. Have those specific amounts automatically deducted out of every paycheck. This will force you to reach your savings goals and now you can only spend what’s left in your checking account.

I also recommend YNAB not only for budgeting but also to forecast your future spending and savings.

Every time you are wasteful with your money you’re going backwards. The goal should be to preserve your wealth. It’s the only way to set up a secure financial future and nobody is going to do it for you.