It's not the wisest choice but if you're hellbent on it I'd say make a budget where you can afford at least half up front and affirm the difference.

If you pick the shortest payoff there's no interest, if you're approved. So that's the plus.

Downside is it lowers your credit to have it pulled over something that isn't even a high enough cost to qualify for a normal personal loan.

It's your life, your call.