ymcmoots t1_iybfznf wrote
Reply to comment by thepixinator in Car was in accident and rental car expenses is eating away at a lot of disposable income. Need advice. by Milleniumfelidae
That's only true if OP had collision coverage, which not everyone carries.
theoriginalharbinger t1_iybj5p4 wrote
And even then, there are limits on all the elements of the coverage.
I have liability only on one car and waived collision on my other. If I'm at fault, I definitely don't get a rental.
If someone else hits me, then I'm subject to their coverage caps (15,000 min in my state). Anything beyond that I'm paying my under insured motorist deductible or having to come out of pocket.
Milleniumfelidae OP t1_iybjfmo wrote
Well that makes sense then. Both of us were insured looking at paperwork. This insurance thing has been eye opening for me.
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