ProspectiveHomeBuye OP t1_iyb4whc wrote on November 30, 2022 at 2:13 AM

Reply to comment by giajolie12 in Buying a house next year, what’s a reasonable budget for mortgage payment? by ProspectiveHomeBuye

Our lease is up at the end of March, so we are planning to get preapproval once we are within 90 days of that. I am just trying to be cautious and think things through, because I know lenders will most likely offer me more than I can comfortably afford

giajolie12 t1_iybvji9 wrote on November 30, 2022 at 6:08 AM

They can give you a pre approval without a hard credit check or ask them to estimate it without a credit card check etc

But of course it’s just an estimate