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giajolie12 t1_iyb2si1 wrote

Just go get pre approval first then you’ll know what the banks will offer you

See a broker

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ProspectiveHomeBuye OP t1_iyb4whc wrote

Our lease is up at the end of March, so we are planning to get preapproval once we are within 90 days of that. I am just trying to be cautious and think things through, because I know lenders will most likely offer me more than I can comfortably afford

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giajolie12 t1_iybvji9 wrote

They can give you a pre approval without a hard credit check or ask them to estimate it without a credit card check etc

But of course it’s just an estimate

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