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ProspectiveHomeBuye OP t1_iy9ka72 wrote

Reply to comment by beachteen in Buying a house next year, what’s a reasonable budget for mortgage payment? by ProspectiveHomeBuye

Gotcha, I am definitely not planning on committing fraud. That’s why I’m asking questions here.

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beachteen t1_iy9kzu1 wrote

If your parents would gift you some money you could put 20% down and avoid PMI, pay less in interest because you are borrowing less. Your payments would be more affordable.

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