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ProspectiveHomeBuye OP t1_iy8wjx6 wrote

Reply to comment by MissMazelTov in Buying a house next year, what’s a reasonable budget for mortgage payment? by ProspectiveHomeBuye

We are in the next 5 years or so. We have lot of family nearby and are hoping that they can offer some help with childcare, but obviously we need to plan as if we won’t have any help.

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MissMazelTov t1_iy8yg41 wrote

Yeah I would be a lot more conservative then until the kids are out of the daycare years or until you increase your income substantially.

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ReduceMyRows t1_iyb9zxv wrote

Don’t just hope, make contingencies for daycare. Better to have extra spending money from daycare than start sacrificing expenses for it

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