Anonymous_B-I-G t1_iy4fbra wrote
Reply to comment by Lobster_osity in Started saving for retirement this year-- my "historical returns" YTD say -8.97%, why am I putting this money here instead of a high yield savings account? by Lobster_osity
This is another reason that target date funds are helpful. They automatically shift allocations to less risky assets as you near the titular year. Set it and forget it.
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