To be completely honest with an income of 60k nyc is completely out of reach unless you have a roommate or partner. I sold my place because my taxes were incredibly high and the yearly maintenance was rough. Currently pay $3100 in rent (since 2018 and rent has not been raised) making over double your salary and barely staying afloat. Save as much as you can and don't buy above your means- something I wish I'd listened to years ago