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Greenappleflavor t1_iy6nvd9 wrote

Some cc issuers now can tell you’re approved for x in CL vs being preapproved… however, why not just see if the cc with debt almost paid off has a balance transfer offer? You don’t need to apply for a new credit card if they have 0% apr balance transfer offer for you.

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bmslp21 OP t1_iy6pgps wrote

This is a great idea. I just checked and they have a 2.99% apr for 6mo and no balance transfer fee. Not sure if this is worth it. I would also have to ask for a limit increase as my limit is 3900

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