Submitted by zk2997 t3_z884pq in personalfinance
Interested_Redditor t1_iyac7mr wrote
Reply to comment by zk2997 in I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997
It's in every HDHP.
I had to fight for it a couple of different years, but it's a required thing for an HDHP.
stratigary t1_iyacn6k wrote
I have an HDHP and I definitely don't get a $1,200 contribution from my employer.
coneslayer t1_iyad8qb wrote
No it isn’t. My wife’s HDHP contributes $750/year and mine contributes zero.
dcdave3605 t1_iyad7qr wrote
Definitely not. Completely depends on the employer
wilsonhammer t1_iyae3ch wrote
it is most certainly not
JimmyCricket95 t1_iyaha0l wrote
I mean I am googling it and I keep seeing that it is optional.
https://www.benstrat.com/downloads/HSA-GPS_HSAs-and-Employer-Contributions.pdf
[deleted] t1_iyai06s wrote
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KookyKrista t1_iyaihru wrote
Definitely not. You are eligible for an HSA (emphasis on ACCOUNT) when you have a HDHP, but your employer is under no obligation to contribute to that account on your behalf (although many do).
My experience is two different employers that put $500 annually in your individual account ($1000 family). The replies in this thread show a range of employer contributions, starting at nothing.
[deleted] t1_iyacy08 wrote
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[deleted] t1_iyaf2js wrote
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[deleted] t1_iyafdkt wrote
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steveliv t1_iye8zm3 wrote
Has this been the same employer or different ones? Your employer can choose to contribute $1200, but it is not legally mandated, and an employer can choose to have no contribution.
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