Lollc t1_iucdxlg wrote on October 30, 2022 at 7:01 AM

Of course he should get those insurance options. He has a dangerous job, he will never get that kind of coverage from another vendor at that price. When I was in similar circumstances re dangerous work for the government and insurance offered I took it.

Look at the math- $2.12 x 26 pay periods is $55 for the year. That's pennies. He should look over the AD&D handout and if it seems reasonable double it, that's another $21.00 per year. Because of his dangerous job, he wouldn't be able to find that coverage for $76 a MONTH on the outside.

You and he might find this subreddit's wiki interesting, it is about a great variety of financial topics.

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