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Varathien t1_iu5gjmz wrote

Pay off the debt now. Then, if you really have an emergency, you can use your card.

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eatsleepslay t1_iu8impj wrote

Do that, and then you’ll be back right where you started. Take the advice offered by others—pay off the $8,000 credit card and keep $3,000 in case of emergencies. Work hard to pay down the last card over time.

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