That is quite alot of debt in the cars. I personally would downsize and use that money to pay off some of the loans.

What is your household income? What’s your price target for the house?

$110k is a good amount for a down payment, but can you afford an extra $2k - 3.5k monthly? Buying a house is pretty expensive and you’re already paying $1600/month on cars. Before factoring in food, necessities, repair costs (cars & house), taxes, etc, you’re looking at at least $3k per month. Make sure that you budget out everything and are sure that you can comfortably live with this extra expense.

If I was you, I would try to lower the monthly expenses before buying a house. While 3.2% and 2.9% isn’t bad, $1600/month on cars is alot. Out of all the options that you’ve given, without knowing specifics about monthly income & house price, I think B is the best option.

Just curious, what kind of cars do you have?