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Do you have a job?

Is there any reason you can’t get a job?

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If you live at home, rent/mortgage being the largest monthly expense for most people, where is all of your money going?

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You have painted yourself into the weirdest “must study to have money” corner I have ever seen.

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Get a job. Even if its minimum wage, have a way to earn some income. Since you are living at your parents you likely don’t have many living expenses, which gives you the opportunity to pay off your debt little by little. That should be your first 2 steps: job, then pay off debt.