Loutro-Fift t1_iuaz89s wrote on October 29, 2022 at 10:59 PM

I look at my 401k frequently. I do adjust based on what sector I think will do well. I got into an energy fund in august 2021, it’s done well. But the majority of my 401k is in sp500, some tech and some growth funds.

For cash savings, I put some of it into Schwabs money market SWVXX, current yield is just under 3%. You can get that transferred to your account in 3-4 days.

Bad_DNA t1_iubj5yg wrote on October 30, 2022 at 1:40 AM

Guessing at timing the market, eh. yak. Look less frequently, don't stop contributing at least to any company match.