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nozzery t1_iuit815 wrote

Fidelity Cash Management Account. No ATM fees worldwide, no NSF fees, no Wire fees. If you buy SPRXX as your money market fund then you earn 2.95%, fully liquid. The rates go up with Fed rate increases, much faster than any bank/creditunion

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DontDoxMeDaddy OP t1_iuivsd0 wrote

0.42% as an Exp Ratio for SPRXX seems kinda high to me.

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nozzery t1_iuiz1uh wrote

2.95% is your earnings after removing the expenses already. 2.95% is better than you will find at any bank, and goes up automatically when the fed raises rates

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