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Rxpert83 t1_iu7cyjk wrote

Where you deposit it really doesn't matter. You can move money between accounts.

But you should NOT have even the 10k you have now in a debit account. That's asking for trouble.

Start a savings account. Even if it's a low yield it's safer than your checking account. You can figure out the best option after that.

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KReddit934 t1_iu7h39i wrote

This is particularly risky if you use a debit card for everyday transactions.

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