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1amTimon t1_iudp2fm wrote

I heard FSA needs to be used within that year Ave only 570 can be carried over. But any amount of HSA can be carried any number of years if it’s not used. Also HSA you can invest based on who you have account.

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TheStoffer t1_iue1jt6 wrote

This. Insurance plans aside, HSAs are superior to FSAs because FSA accounts are “use it or lose it.”

I put together a spreadsheet to compare my high deductible plan to the other options and in almost all cases (from zero spend all the way through the out of pocket max), I’m spending less with the high deductible plan + HSA.

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