I too grew up in a frugal family. House things only got replaced if my dad could no longer fix it, there was no such thing as a “refresh”, vacations were by car a couple times a year…you get the picture. And this mindset is strongly embedded in my DNA and money outlook.

I don’t replace things because they’re considered outdated or “old”. Still driving my 2010 Accord: yes I can afford something new, but I love this car, runs great and I don’t care. I have a standard refrigerator (that’s considered geriatric) with no icemaker, IDGAS about a smartfridge. I don’t toss my bootcut jeans for skinnies because some influencer says theyre “out” (plus I just look better in bootcut)

That said, I replace things when “new” has value TO ME. I buy myself nice jewelry, I’m drinking better wine lately. And I’m financially secure, THAT’S what’s important to me rather than spending more of my immediate disposable income