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bgr2258 OP t1_iuiotfo wrote

Reply to comment by kylejack in At what point are the benefits of an HSA outweighed by medical costs? by bgr2258

That's what I was suspecting. I'm pretty firmly in the middle area, feeling all of the "high deductible" part without the "oh finally the insurance company is actually helping"

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kylejack t1_iuiqp5e wrote

On our pregnancy year, we racked up something like $80K and the insurance company had to eat all but $8K of it. Another time, one of us had an urgent major surgery on January 6th and shattered the OOP Max. That was a fun year, because it was free healthcare for the rest of the year. We were getting everything checked out! That's the year I got on allergy immunotherapy, which was a big gamechanger.

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