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Historical_Ride4359 t1_iuir5fu wrote

Reply to comment by trilliumsummer in Added as Authorized User by [deleted]

I’m in the mid-600s, they’re in the high 700s. I wouldn’t use the card at all, I just wanted the history benefits since my credit history is so young.

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trilliumsummer t1_iuirhdh wrote

So if you have a lot of low age accounts it'll help, but it's only 15% of your score so it will only help so much. Paying on time and not using up most of your available credit will improve your score more.

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