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ChiSquare1963 t1_iuho3nt wrote

You said your mother is on disability and is afraid she’ll lose the home if the agency paying disability finds out she bought a house. That sounds like she’s hiding assets to defraud government. She needs to check rules of the disability program, as they are usually based on replacing income, not on assets.

Co-owning a house makes you responsible for taxes and insurance and maintenance.

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Roland_18 OP t1_iuhob4o wrote

Interesting thought and a quick Google tells me that it looks like they don't give a damn about assets and she will be fine. This is a huge help! Thank you!

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Subnauticawtf t1_iui33ni wrote

If your mother is on SSDI specifically and not SSI. Assets and unearned(passive and rental income) does not affect anything. She could buy a house, then buy 3 rental properties and as long as shes not managing them personally, they are considered unearned income and will NOT be held against her SSDI. There is no restrictions based on property. Donald Trump could recieve SSDI and still own all that rental real estate and collect the rent. Thats how the current law is setup. She should call and speak to a disability attorney, they should be able to explain all of this and answer all questions.

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