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ChassidyZapata t1_iuhev85 wrote

You’d be responsible for taxes if something were to happen and your mom doesn’t pay. What is the reason she can’t put her own name on the home?

And if the niece and boyfriend don’t pay the monthly rent, they don’t have to since the niece will legally own the home. Good luck with that. If anything, why can’t your mom just let you own it?

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Roland_18 OP t1_iuhj57t wrote

Happy cake day! Lol

So, mom is on disability and is worried that the government will take it away if she adds property to her name.

I also said that only one of us should own it.

A lot of this just makes no sense at all to me and I'm definitely worried about it being a headache

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kaprin_02 t1_iui8gm2 wrote

If your mom is the disabled person (ie, not collecting a spouse’s disability payments as a widow or something like that), there is no means testing to qualify for SSDI payments. The disabled person is disabled, and qualifies for payments, no matter how much money/assets they have.

If your mom has enough cash on hand to buy a house, how is that any different from owning a house? Assets are assets, regardless of what type they are.

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