Submitted by SecondaryKitty t3_127e86r in personalfinance
NoFilterNoLimits t1_jeed57e wrote
This is just a budget question. You need a budget. How much do you need/want?
Let’s say $50,000 in 3 years. That’s $1388 a month. Can you save that monthly? Adjust accordingly. $30,000 is $833. This depends entirely on how much you need and how much you have left over monthly
SecondaryKitty OP t1_jeef2mh wrote
I’m not 100% sure how much we’ll need but $30,000 seems like a good place to start. I believe we can definitely save $833 a month
Liquidretro t1_jeekbif wrote
Use the sidebar wiki here and read the prime directive and budgeting sections and get started with that process.
Remember the downpayment is only part of what you need when buying a house, there is also closing costs, moving costs, and an emergency fund. So if you want to put $30k down, you probably need around $40k? Obviously, this varies.
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