alexm2816 t1_jeeeom0 wrote on March 31, 2023 at 12:36 PM

On one hand it's whatever works for you.

On the other A owns the home and pays all bills, repairs, taxes, insurance and B pays 50% of market rent on the home.

Utilities are split down the middle.

If A wants to reduce the charge because the home would otherwise not be B's pick or because they want to eliminate the 'profit' portion of rent to be affordable that's fine but justifying any lesser s[;ot charges because of income is silly. I don't pay less for milk because I'm poor. Why would I pay less for rent?

Pollywogstew_mi t1_jeenfqy wrote on March 31, 2023 at 1:45 PM

Right, but if your romantic live-in partner of 4 years who you might even marry, had more milk than they needed, wouldn't it be reasonable to expect them to give you some of their extra for less than you'd pay at the grocery store? Shouldn't that partner WANT to share their extra? I'm not saying the lower earner should get a free ride, but in a loving partnership, you should want to share your standard of living as much as possible and not end up in a scenario like "Hey honey, let's go out to dinner" "Sorry, I can't afford that because rent is due this week." True: if B was living somewhere else, they'd have the same issue. But the difference is, it's within A's control to level the playing field. Why wouldn't a loving partner want to do that?

alexm2816 t1_jeep3y3 wrote on March 31, 2023 at 1:57 PM

See paragraph 1. Whatever works for you.

It's an emotional arrangement first that needs money (like all things) to function. If you're comfortable at a different level of support/contribution great.

I'm not trying to have the romantic inclinations of a wet sponge but this is a finance sub and not a relationship one. It's sort of like seafood; you can't put your finger on what makes it right but when it's bad you both know.

[deleted] OP t1_jeegbfa wrote on March 31, 2023 at 12:49 PM

Well, I guess if B did have a house now but they lived in that house, A wouldn’t like the idea of essentially renting when A already owns a house, so trying to make it as fair as possible

alexm2816 t1_jeen148 wrote on March 31, 2023 at 1:42 PM

Combining 2 homes into 1 would be hard. You'd be moving your life into another person's space and that would require a lot of communication and financial arrangements that are too nuanced/emotional/personal to have any logic from a financial side.