helonoise t1_jefex8u wrote on March 31, 2023 at 4:47 PM

Reply to comment by myispsucksreallybad in Is this normal after an accident? by Impossible-Cry-495

Collision coverage is available regardless of who's at fault. The insurance carrier will subrogate and try to recover, including the deductible. Deductible is due regardless of who's at fault too.

inlarry t1_jeflj7t wrote on March 31, 2023 at 5:30 PM

>Collision coverage is available regardless of who's at fault

Yes, assuming OP carries that coverage.

>Deductible is due regardless of who's at fault too.

Only if OP uses their own policy to cover the repairs. There's no deductible if you use the at-fault party's policy.

Impossible-Cry-495 OP t1_jegjtbn wrote on March 31, 2023 at 9:18 PM

I do have collision, yes.

pbecotte t1_jefobr0 wrote on March 31, 2023 at 5:48 PM

Op wouldn't have a deductible to pay if they didn't have collusion coverage

[deleted] t1_jegyaor wrote on March 31, 2023 at 11:04 PM

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