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cynical_waiter t1_jef5vvf wrote

The at fault driver’s insurance is the one that should be footing the bill. This is a quick attempt to shirk their responsibility and screw you in the process. Stop all communication with the other drivers insurance and contact your insurance rep about what has transpired.

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SteelPiano t1_jefysca wrote

Former insurance adjuster here. Your insurance company will take care of you much better than the other guy's insurance company. Your insurance will just subrogate the bills from the other insurance company. You might have to pay your deductible first, but your insurance will get it back from the other insurance. We were trained to prioritize our own customers regardless of fault and to not care as much for the "other insured" (or people our customers hit or hit our customers).

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monkeyselbo t1_jegmcc3 wrote

This. Report the accident to your insurance company and tell them what the at-fault insurance company is trying to do.

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