plowt-kirn t1_je6kvyx wrote on March 29, 2023 at 7:48 PM

Call back.

Don't discuss the fact that you pulled the money out of the IRA and are putting it back. Only say you want to do a 60 day indirect rollover and ask them how to do it.

If they still refuse to help you, I'd put the money into a different brokerage and then consolidate at some point in the future.

needHelpWithRoth OP t1_je9331q wrote on March 30, 2023 at 9:03 AM

Thanks for encouraging me to call back! They told me I had to either write Merrill a check or do a wire transfer from the Bank of America side. Did the wire transfer... hopefully it works out. I will call Merrill again tomorrow to make sure that the transfer is coded correctly as an indirect 60 day rollover. This has definitely been a learning experience, I feel like I know more than most associates at Merrill about indirect 60 day rollovers now haha.

plowt-kirn t1_je9cyot wrote on March 30, 2023 at 11:14 AM

Glad it worked out.