Does anyone know if i will be able to payoff my mortgage of 202,000 in an online payment or would i have to mail them a check?

cant seem to find any information on this.

Comments

coffeejunki t1_jebx1zi wrote on March 30, 2023 at 9:59 PM

You will need to contact your lender and ask for a payoff. They will let you know how it can be done.

Blatherbeard OP t1_jebxjcv wrote on March 30, 2023 at 10:02 PM

apprecaite it. wife used to pay the house payment so im stumbling through trying to get it paid with the life insurance she had on herself.

thank you!

FlaGuy54321 t1_jec34yr wrote on March 30, 2023 at 10:41 PM

Are you ok

Blatherbeard OP t1_jec5msz wrote on March 30, 2023 at 10:59 PM

Better than i thought id ever be in my situation. Thank you for the concern. Its much appreciated.

FlaGuy54321 t1_jecax6w wrote on March 30, 2023 at 11:37 PM

Please reach out if needed

Blatherbeard OP t1_jecbc3i wrote on March 30, 2023 at 11:40 PM

Thank you. Who knew reddit had such supportive people ;) seriously it means a lot.

happyagainin2019 t1_jec3gdd wrote on March 30, 2023 at 10:43 PM

It sounds as though your wife has passed away - my condolences.

Blatherbeard OP t1_jec5p33 wrote on March 30, 2023 at 10:59 PM

She did and thank you for the support. Its appreciated for sure.

CookieAdventure t1_jeefa7n wrote on March 31, 2023 at 12:41 PM

My condolences.

Generally, you make a mortgage pay-off electronically (online) because it is safer. You will do it using your bank account number and routing number. The mortgage company probably already has this information. Your debit card number won’t work because there are spending limits on those kinds of transactions.

You have to contact your mortgage holder for your pay-off amount because that will probably be different from your principal balance.

Blatherbeard OP t1_jeeqwox wrote on March 31, 2023 at 2:09 PM

Thanks! I was hoping that would be the case. Appreciate your advice and concern.