alexm2816 t1_jeej32m wrote
I wouldn't go rushing out to get a loan or to wipe my cash reserves when waiting 9 months wouldn't impact you at all. Revisit then and in the meantime take a step back and avoid the impulsivity.
Cars are fun but marketing executives are paid looooots of money to convince you that the feature you've lived without for your entire driving career and then 7 more you can't explain are NEEDS and not wants. Sometimes just putting it down for a bit and revisiting can clear your head and help make a choice about things that actually matter to you.
BallPlayer13 OP t1_jeelksq wrote
I agree. I do plan on waiting a couple of months at a minimum. The main issue I foresee is if I wait too long, I could be rushed into needing a new vehicle and given if I do not have one spoken for at the end of the year.
What are your thoughts on keeping some cash and receiving a loan for $20k with the current interest rates?
The little back story is I have a 2013 chevy cruze that needs about $5k in repairs to pass inspection for registration. The vehicle is only worth about $2k. It doesn't make sense to repair the car when I already don't fully trust its longevity.
ahj3939 t1_jeesyc0 wrote
Maybe you can find someone to "pass" the inspection for $500.
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