Submitted by SativaSunshineX t3_1270s8p in personalfinance
Werewolfdad t1_jeby50e wrote
> My question is: would it make sense to use my credit card even when I have the money and immediately pay it back?
Yes. That’s how you’re supposed to use credit cards
> From what I understand, the more you use your credit card and pay it back on time, the higher your score gets
Incorrect. Usage has no relation to credit score
Credit Card Basics: https://www.reddit.com/r/CreditCards/wiki/credit_cards_basics
Credit Building: https://www.reddit.com/r/personalfinance/wiki/credit_building
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