ThoughtsInSpacee OP t1_jegwueh wrote on March 31, 2023 at 10:52 PM

Reply to comment by JustADudeBeingADood in Can someone help tell me if I can afford this car? by ThoughtsInSpacee

My parents are actually very poor. They dont even work right now, drive, or speak english. They have their own expenses and finances sorted out comfortably but i wouldn’t expect them to take care of anything for me. Only provide me the free rent.

Im planning all the finances only considering my own.

Does that change much?

JustADudeBeingADood t1_jegxc1y wrote on March 31, 2023 at 10:56 PM

Not really. Frankly, when you are single and have no kids AND no crazy debt, your rent/utilities are your big expense. If that is being provided free of charge, that is a massive support.

You can buy it with minimal risk since you can live for nearly free whenever you are unemployed.

ThoughtsInSpacee OP t1_jegxo6j wrote on March 31, 2023 at 10:59 PM

Yeah youre reiterating well what i feel are the PLUS for buying this. Just feels bad having a net outflow of money with no inflow in the short term. Feels dumb buying a car especially if i wont need to drive it to work for a while(haha unemployed)

Thanks for your views and thoughts :)

JustADudeBeingADood t1_jegy1sl wrote on March 31, 2023 at 11:02 PM

You can say that about any purchase past a Toyota Camry, rice and beans, and clothes from Goodwill.

You can make this purchase without risking your financial health because of your parents covering you when your employment abruptly ends or if you can't find employment soon. Whether or not this is "worth it" is purely based on how much you value cars over other types of luxuries.

ThoughtsInSpacee OP t1_jegyiws wrote on March 31, 2023 at 11:05 PM

Interesting, i guess as you said, i can be comfortable spending said amount on a “luxury” and thats exactly what this is. A luxury.

Ive been trying so hard to reframe it as a necessity (COPE) but this specific expensive car isnt necessary.

This helps me a lot with my decision making. Thanks!