NoFilterNoLimits t1_jeecv8g wrote
The best thing I did for my relationship with money was form a zero based budget. It let me responsibly decide how much I could spend on frivolity without sacrificing big picture goals. It’s a very useful exercise, i highly recommend it.
There are several software options that can help you set it up - or Excel. I use YNAB4, but they don’t sell it anymore. I highly recommend it if you can find a copy online
There are a few similar systems I haven’t tried
r/actualbudget r/AspireBudgeting r/Budgetwithbuckets r/everydollar
The new r/YNAB is subscription based and IMHO, overpriced. There are threads there about alternatives from time to time
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