miata_only t1_je3id2j wrote on March 29, 2023 at 3:31 AM

Reply to comment by urby3228 in [Beginner] In my location, my bank (PNC) has a savings account interest rate of 0.03%. Capital One is 3.4%. American Express is 3.75%. Is there any reason not to switch to one of those? by Flopcandy

Dude you're my hero. Had no idea PNC had these. I've had a virtual wallet account with them for 15 years and assumed the "growth" account (0.00whatever%) was what they called their HYSA. I've been doing external transfers to a local credit union for their HYSA but if PNC has an actual HYSA offering 4% that's so much more convenient. It's available in my state too. Signing up now. Thanks and cheers!