fly_eagles_fly t1_je2tfcy wrote
The only reason is that you won’t have a physical branch to walk into. Otherwise no reason. Do it please - don’t let PNC steal money from you.
Flopcandy OP t1_je2vnr8 wrote
In fact, I'm not sure when I'd ever need a physical branch to walk into.
But if I did-- Is it okay to keep most of my money in an online bank & transfer it to my PNC account whenever I need a brick-and-mortar? Like is that legal/will there be random charges for this/etc
neuro_turtle t1_je34f09 wrote
I do exactly this between PNC and Ally - it’s not a problem on the PNC side. Just be aware that a lot of online banks with high interest rates have limits on the number of transactions/month. Ally’s limit is 6. So instead of direct depositing into Ally and transferring out, I direct deposit into PNC then transfer a post-bills lump into Ally.
fly_eagles_fly t1_je2y6vj wrote
Absolutely this is a okay. Just be sure you are not going to be charged any account fees with PNC.
I personally have a free local account with my local CU and bank with Ally.
Viewing a single comment thread. View all comments