Unless you have a strong emotional need to pay off debt, I would pay as you go, especially since these are relatively low rates. You're doing great with your savings vs. debt.

Having flexibility now as you start your lives will help you make better longer-term-focussed decisions. I say this having been in the opposite position when starting out. If you do feel the itch to pay off, pay highest interest first - but wait at least until the 0% period expires.