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ToothPicker2 OP t1_jed8hp6 wrote

Reply to comment by nkyguy1988 in Pre-tax assets messing up my asset allocation percentages.. pls help! by ToothPicker2

That would require a lot of buying and selling, for example - I’m 100% stocks in 401k.. which is why I’m wondering is it important?

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nkyguy1988 t1_jed99ej wrote

It costs nothing and is tax blind in a 401k. Literally can change allocations in about 3 minutes.

It's not important because the differences are minimal in the grand scheme of things.

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ToothPicker2 OP t1_jedak3n wrote

It’s tax blind in the 401k and IRA but would trigger taxable events in the brokerage right?

Besides, it would go against the ideology of putting maxing out bonds in tax advantage accounts right?

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