Hmm, I mean, I would never lean that way. I can't realistically have negative income next year. That's just not a thing. You can have losses if you look at it that way. I don't think that's really the spirit of the question at all.

As for what you found about businesses, I mean, you're not a business. It's a vastly different context.

It's a weird one. That said, there must be "an answer" somewhere. You're not the only person living off of investments afterall.